CASHBACK CREDIT CARD
Also known as a cash rebate, this type of credit card intends to save you money by giving you a certain percentage of your expenditure back. Usually, there is a percentage and cap on the maximum amount of cashback you can earn each month.
WHAT IS A CASHBACK CREDIT CARD?
Also known as a cash rebate, this type of credit card intends to save you money by giving you a certain percentage of your expenditure back. Usually, there is a percentage and cap on the maximum amount of cashback you can earn each month.
Using the right card, you can save a considerable amount on your shopping expenses in the form of cashback, reward points and co-branded benefits with Flipkart, Amazon and more. Here is the list of the best shopping credit cards:
|
BEST CASHBACK CREDIT CARDS IN 2023 |
|||
| Card | Offred | ||
| Cashback SBI Card | Best for Online Shopping | ||
| Axis Bank ACE Credit Card | Best for Utilities and Food Orders | ||
| Flipkart Axis Bank Credit Card | Best for Co-branded Benefits | ||
| Amazon Pay ICICI Credit Card | Best for Online Shopping | ||
| HDFC Millennia Credit Card | Best for Benefits across Multiple Categories | ||
| HSBC Cashback Credit Card | Best for Online Shopping | ||
| Paytm SBI SELECT Credit Card | Best for Travel and Shopping | ||
| Standard Chartered Smart Credit Card | Best for Online Spends | ||
| YES Prosperity Cashback Plus Credit Card | Best for Bill Payments | ||
| HDFC MoneyBack+ Credit Card | Best for Online Shopping | ||
Cashback credit cards offer a number of benefits, including:
1. Cashback Rewards: The primary benefit of cashback credit cards is the cashback rewards they offer. Users can earn a certain percentage of their purchases back as cash or credits on their monthly statements.
2. Increased Savings: By earning cashback rewards on purchases, users can save money on their everyday expenses.
3. Flexibility in Redemption: Cashback credit cards offer flexible redemption options, allowing users to redeem their rewards for cash, statement credits, or merchandise.
4. No Limitations on Rewards: Cashback credit cards do not limit the rewards earned, allowing users to earn as much cashback as they want.
5. Increased Purchasing Power: Cashback credit cards can increase a user's purchasing power by offering rewards on everyday purchases.
6. Improved Credit Score: Regular, responsible use of a cashback credit card can help improve the user's credit score, which can have a positive impact on their financial future.
7. Exclusive Offers and Promotions: Some cashback credit cards offer exclusive promotions and offers, such as increased cashback rewards on certain purchases or categories.
8. Versatility: Cashback credit cards can be used for a variety of purchases, including everyday expenses, travel, and entertainment.
Overall, cashback credit cards offer a simple and straightforward way to earn rewards on purchases and can help users save money on their everyday expenses. However, it is important to choose the right card and use it responsibly in order to fully enjoy the benefits and Rupee Heroes is here to help!
